Real Estates & Mortgages
The purpose of real estate companies is to acquire, develop, finance, build, rent, hold, and market one or more properties. The real estate sector is one of the most important sectors of the Swiss economy, accounting for around 15% of gross value added and the working population. Financing is typically provided by mortgage loans secured by real estate. The volume outstanding from banks alone amounted to around CHF 1,300 billion at the end of 2017.
Recent trends indicate increased competition for bank financing through new offers from insurance companies and pension funds. Against this background, we offer our clients sound ratings of both real estate companies and mortgages.
Documentation Rating Real Estate Companies
Expected Loss Credit Rating Methodology
Real Estate Secured Debt Credit Rating Methodology